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Are you considering purchasing a home? There is a good chance someone has suggested you get pre-approved for a mortgage. A mortgage pre-approval is a crucial undertaking before you start shopping or scheduling home showings. Heather Wilson with Alpha Mortgage and Andrew Pennink with Jet Home Loans can help you with the process to help boost your odds of securing your dream home.
As a homebuyer, there are many advantages to being pre-approved for a home loan. One benefit is that it shows you how much you’re approved for and the home price you can afford. Team Elite works with you to find homes at that rate.
If the market is flooded and competitive, you will stand out as a buyer, especially if other interested buyers aren’t pre-approved. The seller is more likely to accept an offer if you’re pre-approved, as it shows your finances are in check, meaning there will be fewer problems when finalizing the mortgage.
Lenders in mortgage industries commonly use pre-approval to describe the initial process for a person to qualify for a mortgage. As a borrower, if the pre-approval is successful, the lender has agreed to lend you a certain amount for a home.
To be pre-approved, a borrower should follow a specific procedure for formalities. You must submit your financial information and allow the lender access to your credit report. Before taking this step, ensure you’re fully interested in purchasing a house, as the pre-approval process results in a hard inquiry on your credit report that causes your score to drop slightly, but only temporarily.
The pre-approval process takes 24 hours as long as all the documents are in line. If you are self-employed, it might take longer for a lender to verify your income and bank statements. The pre-approval offer from Heather Wilson with Alpha Mortgage and Andrew Pennink with Jet Home Loans lenders lasts between 90 to 120 days, giving you enough time to find a home. Let us lay the groundwork for a smooth, low-stress purchase of your home. Feel free to contact us to learn more.
A Fayetteville native, Heather has been involved in the mortgage industry since 1996. Because of her extensive experience, she can help families with any financing needs while making the process smooth and stress-free.
At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
VA home loans can help veterans and service members buy a home. The most significant benefit is that for those who are eligible, VA loans usually don’t require a down payment. They also typically have a lower interest rate than other mortgage loans with similar terms. Click on the button below to learn more about VA Loans and how Team Elite can help get you started.
Are you considering purchasing a home? There is a good chance someone has suggested you get pre-approved for a mortgage. A mortgage pre-approval is a crucial undertaking before you start shopping or scheduling home showings. Heather Wilson with Alpha Mortgage and Andrew Pennink with Jet Home Loans can help you with the process to help boost your odds of securing your dream home.
As a homebuyer, there are many advantages to being pre-approved for a home loan. One benefit is that it shows you how much you’re approved for and the home price you can afford. Team Elite works with you to find homes at that rate.
If the market is flooded and competitive, you will stand out as a buyer, especially if other interested buyers aren’t pre-approved. The seller is more likely to accept an offer if you’re pre-approved, as it shows your finances are in check, meaning there will be fewer problems when finalizing the mortgage.
Lenders in mortgage industries commonly use pre-approval to describe the initial process for a person to qualify for a mortgage. As a borrower, if the pre-approval is successful, the lender has agreed to lend you a certain amount for a home.
To be pre-approved, a borrower should follow a specific procedure for formalities. You must submit your financial information and allow the lender access to your credit report. Before taking this step, ensure you’re fully interested in purchasing a house, as the pre-approval process results in a hard inquiry on your credit report that causes your score to drop slightly, but only temporarily.
The pre-approval process takes 24 hours as long as all the documents are in line. If you are self-employed, it might take longer for a lender to verify your income and bank statements. The pre-approval offer from Heather Wilson with Alpha Mortgage and Andrew Pennink with Jet Home Loans lenders lasts between 90 to 120 days, giving you enough time to find a home. Let us lay the groundwork for a smooth, low-stress purchase of your home. Feel free to contact us to learn more.
A Fayetteville native, Heather has been involved in the mortgage industry since 1996. Because of her extensive experience, she can help families with any financing needs while making the process smooth and stress-free.
At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
VA home loans can help veterans and service members buy a home. The most significant benefit is that for those who are eligible, VA loans usually don’t require a down payment. They also typically have a lower interest rate than other mortgage loans with similar terms. Click on the button below to learn more about VA Loans and how Team Elite can help get you started.
3800 Raeford Road, Fayetteville, NC 28304 | 910-322-5168 | FV193@aol.com
2024 © Team Elite. All Rights Reserved.
3800 Raeford Road, Fayetteville, NC 28304
910-322-5168
FV193@aol.com
2024 © Team Elite. All Rights Reserved.
