Buy with Us

Pre-Approvals, Offers, Appraisals, Inspections and All About Buying

Like any other major financial investment, purchasing your first home is a significant milestone. Here are tips on how to prepare, the requirements, and what to expect – especially if you’re a first-time homebuyer.

Search For Your

Perfect Home In

North Carolina

Team Elite's

Home Buying

Guide

The agents at Team Elite know that the home-buying process can be intimidating. It’s a personal experience from financing to finding the perfect home for your family. Team Elite’s home buying guide below will take you through the basic steps to secure your new home. Once you’ve met with your agent, this will be tailored to your needs.

Step 1

Check Your Financial Status

Before you begin your home search, it’s important to check your financial situation and have an idea of what you can afford. With this understanding, you can secure your finances early enough to cover up-front costs such as the down payment on the home, home inspection costs, closing costs, and move-in expenses for movers, furnishings, and possible upgrades.

Step 2

Research Various Mortgages Options

Explore different mortgage options in the market based on their mortgage rates, terms, and eligibility requirements, and ensure that there are no hidden costs in the loan. Not sure where to start? Team Elite will be happy to help recommend some preferred lenders.

Step 3

Get Pre-Approved for a Mortgage

A mortgage pre-approval is primarily based on your credit, income, and debt. Getting a pre-approval letter gives you an edge to easily get a home that is within your budget and with the most beneficial options in terms of loan products. Having a pre-approval letter gives you an idea of how much home you can afford and allows sellers to take your offer more seriously, which can be an advantage against other interested buyers.

Step 4

Find a Real Estate Agent

Choose an experienced and knowledgeable real estate agent to guide you through identifying a suitable property, negotiating prices, making an offer, conducting a home inspection, and closing on your home. Team Elite offers superior service with a client-first approach. We would be pleased to lead you through your home-buying journey.

Step 5

Pick a Suitable Home

Team Elite will help you research ideal neighborhoods and identify homes with amenities and features appealing to your needs. Let us do the heavy lifting of searching hundreds of listings to find you the right home. We will take all of your wants and desires into consideration and deliver custom results based on your goals.

Step 6

Make the Offer

Once we find a suitable home, Team Elite will help you make a competitive offer on the property. Our experience, sharp negotiating skills, and good relationships with other colleagues in the real estate industry will help give you a strong advantage.

Step 7

Home Inspection and Appraisal

Have a trained professional inspect the home to check its overall condition and safety. The results of the inspection will provide more details about your new home and insight into any defects that the seller did not disclose. Team Elite will help coordinate all of this for you.

As part of the first steps in closing the purchase of the home, your mortgage company will also order a home appraisal. If the appraisal comes in at or above the contract price, then the closing process will proceed.

Step 8

Close on Your Home

If the inspection reveals the home is in good condition and the appraisal comes in at the right numbers, you’re ready to close out the purchase. All parties will sign the paperwork, and you’ll receive the keys to your new house.

Team Elite is here to take the hassle out of home buying. As one of the top real estate agents in Fayetteville, Raeford, Hope Mills, and the surrounding areas, we work tirelessly to help you realize your dream of homeownership. Contact us today to learn more.

Team Elite's

Preferred Lender

Mortgage Calculator

One of the first steps in home buying is to determine how much you can spend on your new home. Our goal is to help you make educated decisions so you can be confident in your purchase. When you work with Team Elite, you’ll have access to our preferred lenders – Alpha Mortgage Advantage and Jet Home Loans.

***MOBILE DESIGN STARTS HERE***

Buy with Us

Pre-Approvals, Offers, Appraisals, Inspections and All About Buying

Like any other major financial investment, purchasing your first home is a significant milestone. Here are tips on how to prepare, the requirements, and what to expect – especially if you’re a first-time homebuyer.

Search For Your

Perfect Home In

North Carolina

Team Elite's

Home Buying

Guide

The agents at Team Elite know that the home-buying process can be intimidating. It’s a personal experience from financing to finding the perfect home for your family. Team Elite’s home buying guide below will take you through the basic steps to secure your new home. Once you’ve met with your agent, this will be tailored to your needs.

Step 1

Check Your Financial Status

Before you begin your home search, it’s important to check your financial situation and have an idea of what you can afford. With this understanding, you can secure your finances early enough to cover up-front costs such as the down payment on the home, home inspection costs, closing costs, and move-in expenses for movers, furnishings, and possible upgrades.

Step 2

Research Various Mortgages Options

Explore different mortgage options in the market based on their mortgage rates, terms, and eligibility requirements, and ensure that there are no hidden costs in the loan. Not sure where to start? Team Elite will be happy to help recommend some preferred lenders.

Step 3

Get Pre-Approved for a Mortgage

A mortgage pre-approval is primarily based on your credit, income, and debt. Getting a pre-approval letter gives you an edge to easily get a home that is within your budget and with the most beneficial options in terms of loan products. Having a pre-approval letter gives you an idea of how much home you can afford and allows sellers to take your offer more seriously, which can be an advantage against other interested buyers.

Step 4

Find a Real Estate Agent

Choose an experienced and knowledgeable real estate agent to guide you through identifying a suitable property, negotiating prices, making an offer, conducting a home inspection, and closing on your home. Team Elite offers superior service with a client-first approach. We would be pleased to lead you through your home-buying journey.

Step 5

Pick a Suitable Home

Team Elite will help you research ideal neighborhoods and identify homes with amenities and features appealing to your needs. Let us do the heavy lifting of searching hundreds of listings to find you the right home. We will take all of your wants and desires into consideration and deliver custom results based on your goals.

Step 6

Make the Offer

Once we find a suitable home, Team Elite will help you make a competitive offer on the property. Our experience, sharp negotiating skills, and good relationships with other colleagues in the real estate industry will help give you a strong advantage.

Step 7

Home Inspection and Appraisal

Have a trained professional inspect the home to check its overall condition and safety. The results of the inspection will provide more details about your new home and insight into any defects that the seller did not disclose. Team Elite will help coordinate all of this for you.

As part of the first steps in closing the purchase of the home, your mortgage company will also order a home appraisal. If the appraisal comes in at or above the contract price, then the closing process will proceed.

Step 8

Close on Your Home

If the inspection reveals the home is in good condition and the appraisal comes in at the right numbers, you’re ready to close out the purchase. All parties will sign the paperwork, and you’ll receive the keys to your new house.

Team Elite is here to take the hassle out of home buying. As one of the top real estate agents in Fayetteville, Raeford, Hope Mills, and the surrounding areas, we work tirelessly to help you realize your dream of homeownership. Contact us today to learn more.

Team Elite's

Preferred Lender

Mortgage Calculator

One of the first steps in home buying is to determine how much you can spend on your new home. Our goal is to help you make educated decisions so you can be confident in your purchase. When you work with Team Elite, you’ll have access to our preferred lenders – Alpha Mortgage Advantage and Jet Home Loans.

Team Elite's

Preferred Lender

Mortgage Calculator

One of the first steps in home buying is to determine how much you can spend on your new home. Our goal is to help you make educated decisions so you can be confident in your purchase. When you work with Team Elite, you’ll have access to our preferred lenders – Alpha Mortgage Advantage and Jet Home Loans.